ABSTRACT This research aims to determine that the role of fintech payment can influence the financial inclusion of micro, small, and medium enterprises (MSMEs) in Sukoharjo and to understand h…
ABSTRACT This study analyzes the effect of the Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), Operating Expenses Operating Income (BOPO), Debt to Asset Ratio (DAR), and Financing …
ABSTRACT This research uses a purposive sampling technique, the population and sample in this research are 11 Islamic commercial banks registered with the financial services authority for the …
ABSTRACT This research aims to apply the Technology Acceptance Model (TAM) model by Venkatesh & Davis in 1996. In the model it is explained that perceived usefulness and perceived convenience …