SKRIPSI PBS
PENGARUH RELIGIUSITAS, PENGETAHUAN PRODUK, PENDAPATAN, DAN GAYA HIDUP TERHADAP MINAT MENGGUNAKAN KARTU PEMBIAYAAN PADA BANK UMUM SYARIAH
ABSTRACT This study aims to find evidence of the influence of religiosity, product knowledge, income, and lifestyle on the interest to use financing cards at Islamic Commercial Banks. This type of research is quantitative with a probability sampling technique using a questionnaire distributed to the Klaten community as many as 100 respondents. Data were analyzed using the SPSS 25 application. The independent variables in this study were religiosity (X1), product knowledge (X2), income (X3), and lifestyle (X4), while the dependent variable was interest (Y). The results of this study indicate that (1) Religiosity has a significant effect on the interest to use a financing card in Islamic Commercial Banks, (2) product knowledge has a significant effect on the interest to use a financing card in Islamic Commercial Banks, (3) income has no significant effect on the interest to use a financing card in Islamic Commercial Banks, (4) lifestyle has a significant effect on interest in using a financing card in Islamic Commercial Banks. Keywords: Religiosity, Product Knowledge, Income, Lifestyle, Interests
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