SKRIPSI PBS
PENYELESAIAN PEMBIAYAAN BERMASALAH PRODUK PEMBIAYAAN HAJI BERKAH PADA BANK PERKREDITAN RAKYAT SYARIAH (BPRS) AL MABRUR KLATEN
ABSTRACK Hajj financing at BPRS Al Mabrur Klaten aims to provide funds for ordering Hajj seats for customers who want to go on pilgrimage easily and safely. When the customer makes the financing, at that time BPRS Al Mabrur Klaten already has a risk that will be borne in the future, and this risk occurs due to an element of intent or from the economic condition of the customer so that the financing is problematic. Research at BPRS Al Mabrur Klaten that causes problematic financing is the presence of factors that cause problematic financing, namely internal factors caused by bank errors in analyzing prospective customers to be categorized as customers who are eligible or not eligible for financing. External factors were caused by the instability of the customer's economy due to a decrease in bankruptcy income and crop failure. Strategies in Settlement of Problematic Financing for Hajj Berkah Financing Products are carried out with 2R, namely Reconditioning and Restructuring. Reconditioning is done by changing the installment payment schedule by looking at economic conditions, while Restructuring is done by transferring financing Keywords: Blessing Hajj Funding, Problems, Settlement of Hajj Fundin
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