Image of EFEKTIFITAS PEMBIAYAAN SEKTOR AGRIBISNIS DALAM MENINGKATKAN PENDAPATAN PETANI PADI DI KECAMATAN POLOKARTO KABUPATEN SUKOHARJO (Studi Kasus Bank Jateng Syariah Cabang Sukoharjo)

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EFEKTIFITAS PEMBIAYAAN SEKTOR AGRIBISNIS DALAM MENINGKATKAN PENDAPATAN PETANI PADI DI KECAMATAN POLOKARTO KABUPATEN SUKOHARJO (Studi Kasus Bank Jateng Syariah Cabang Sukoharjo)

ABSTRACT The purpose of this study is to understand and find out how Bank Jateng Syariah Sukoharjo Sub-branch in channeling financing to the rice agribusiness sector, Polokarto District, Sukoharjo Regency and to what extent is the effectiveness of Islamic financing to the agribusiness sector implemented by Bank Jateng Syariah financial institutions related to increasing the income of rice farmers. In this study using a type of qualitative research that has been supported by quantitative data. The data used in this study are secondary and primary data, the primary data in this study is using several selected informants including branch office leaders and employees of Bank Jateng Syariah Sukoharjo Sub-Branch who work in the marketing department. Other informants are several Bank Jateng Syariah customers who take financing in the agricultural sector, especially in the rice farming sector. As for the secondary data, namely obtained from the results of documentation that can be verified and has something to do with this research. The process of data analysis used to test the validity of the data is using the triangulation technique and the ongoing information at the same time when the data collection is carried out which includes observation and interviews. Where in this data analysis activity is carried out interactively and continues continuously until completion which is carried out through data reduction, data presentation to verification. The results of the research show that the effectiveness of financing in the agribusiness sector can be seen in terms of usability, accuracy and objectivity, scope, cost effectiveness, accountability and timeliness. From the results of the research, the distribution of financing in the agribusiness sector carried out by Bank Jateng Syariah can be said to be quite effective, judging by the theory of Handoko & T. Hani, 2015 regarding indicators of evaluating effectiveness. And the percentage from year to year is still increasing. When viewed from the effectiveness of financing in increasing the income of rice farmers in Polokarto District, Sukoharjo Regency, it can be said to be quite effective, because rice farmers who took financing at Bank Jateng Syariah experienced a better increase in income than before. This shows that the financing disbursed by Islamic Banking has a positive value for customers in the rice agribusiness sector, as evidenced by the increase in total income turnover. Keywords: Effectiveness of Agribusiness Financing, Distribution of Agribusiness Financing, and Income of Rice Agribusiness Customers.

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Informasi Detail
Judul Seri
-
No. Panggil
2X6.1 SIT e 23
Penerbit
SUKOHARJO : Perbankan Syariah_UIN RM Said.,
Deskripsi Fisik
21 cm, 112 halaman
Bahasa
Indonesia
ISBN/ISSN
-
Klasifikasi
2X6.1
Tipe Isi
-
Tipe Media
-
Tipe Pembawa
-
Edisi
-
Subjek
Perbankan Syariah
Info Detail Spesifik
-
Pernyataan Tanggungjawab
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Tidak tersedia versi lain

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