SKRIPSI PBS
PENGARUH PENGETAHUAN DAN RELIGIUSITAS TERHADAP INTENSI PETANI DALAM MENGAMBIL PEMBIAYAAN DI BANK SYARIAH (STUDI PADA MASYARAKAT KABUPATEN SUKOHARJO)
ABSTRACT A muslim should obey the laws contained in the Qur’an and Hadith, it includes the law to muamalah with his property. An example is taking financing at Islamic banks. The intention to take financing in Islamic banks is closely related to knowledge and religiosity about Islamic banks. The purpose of this study is to determine the effect of knowledge and religiosity on farmer’s intention in takin financing at Islamic banks (study on the community of Sukoharjo District). The method used in this research is quantitative with primary data. The data was obtained through a questionnaire with the number of respondents being 100 farmers in Sukoharjo District. Data analyzed with SPSS application. In analyzing the data, the researcher used instrument test, classic assumption test, model validity test, multiple linear regression analysis, and hypothesis test. The result showed that t-test of knowledge was 2,886 > 0,2017, meaning that the knowledge had a significant influence on farmers’ intention in taking financing in Islamic Banks Syariah, the t-test of religiosity was 2,762 > 0,2017 meaning that it had a significant influence on farmers’ intention in taking financing in Islamic Banks Syariah to the people of Sukoharjo District. Keywords: Knowledge, Religiosity, Intention, Islamic Banking
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