SKRIPSI PBS
ANALISIS PERSEPSI MANFAAT, PERSEPSI KEMUDAHAHAN PENGGUNAAN, DAN PERSEPSI RISIKO TERHADAP MINAT PENGGUNAAN QUICK RESPONSE INDONESIAN STANDARD (QRIS) SEBAGAI ALAT PEMBAYARAN UMKM KULINER DI SURAKARTA
ABSTRACT This study aims to determine the effect of perceived benefits, perceived ease of use, and perceived risk on interest in using QRIS as a payment instrument for UMKM in Surakarta. In this study, interest in use became the dependent variable, while for perceived benefits, perceived ease of use, and perceived risk were independent variables. The method used in this study is a quantitative research method. The source of data in this study is primary data obtained from questionnaires with a sample of 100 respondents. Then the data was processed using linear regression through SPSS version 26. Based on the results of the regression analysis test in this study, it was explained that if the perceived benefits had tcount (2.329) > ttable (1.660) and a significance value of 0.022 < 0.05, this means that perceived benefits had a significant effect on interest in using QRIS. For the perception of ease of use obtained tcount (4,060) > ttable (1,660) and a significance value of 0.000 < 0.05, from this explanation it can be said as a learning method that has a significant effect on interest in using QRIS. Meanwhile, the risk perception has tcount (-0.259) < ttable (1.660) and a significance value of 0.776 > 0.05. this means that perception risk has no effect on interst in using QRIS. Keywords: Perception of Benefits, Perception of Ease of Use, Perception of Risk, User Interest
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