SKRIPSI PBS
PENERAPAN MANAJEMEN RISIKO PADA PEMBIAYAAN MIKRO BERMASALAH DI MASA PANDEMI COVID-19 (STUDI EMPIRIS PADA ANGGOTA BMT HIRA TANON)
ABSTRACT This study aims to find out how risk management and handling of problematic financing specifically for MSME financing is, as well as to find out the efforts made by BMT members Hira Tanon to maintain business continuity amid the covid-19 pandemic. This research method uses a qualitative approach with a descriptive method. the population in this study is msme in bmt hira tanon. As one of the financial institutions in tanon. The sampling technique used purposive sampling and snowballing sampling, namely 5 MSME at BMT Hira Tanon and 2 employees at BMT Hira (manager and financing division). Data collection techniques using observation, interviews, and documentation. The result of this reseacrh is the financing risk management carried out by BMT Hira Tanon for msmes, namely by risk indentification, risk measurement, risk monitoring, and risk control. meanwhile, the handling for non-performing financing is implemented, namely schedule,extending the financing period, delaying principal payments. The efforts made by tanon smes to maintain their business during the during the covid-19 pandemic are by promoting on sosial media, increasing capital, adding other business, taking advantage of existing opportunities. keywords: risk management, non-performing financing, MSME, covid-19
Tidak ada salinan data
Tidak tersedia versi lain