SKRIPSI PBS

ANALISIS PERAN PEMBIAYAAN MURABAHAH BANK SYARIAH INDONESIA CABANG SURAKARTA DALAM OPTIMALISASI PEMBERDAYAAN USAHA PADA UMKM DI SURAKARTA

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ABSTRACT This study aims to determinethe inhibiting factors for the empowerment of Micro, Small and Medium Enterprises in Surakarta, the role of murabahah financing in optimizing the empowerment of Micro, Small and Medium Enterprises in Surakarta, SWOT analysis in empowering Micro Small and Medium Enterprises, and knowing the evaluation of the use of murabahah financing in optimizing the empowerment of Micro, Small and Medium Enterprises in Surakarta. The method used in this study uses a qualitative approach with a descriptive method. The sample used is the marketing employee of Bank Syariah Indonesia Slamet Riyadi 1 Surakarta and the business unit of the murabahah financing customer of Bank Syariah Indonesia Slamet Riyadi 1 Surakarta. Researchers conducted several data collection techniques with interviews and documentation. The analysis technique used is data reduction, data presentation and conclusion drawing and verification. While the data validity testing technique uses data triangulation techniques. Based on the results of the study, it can be concluded that the inhibiting factors for the empowerment of MSMEs are caused by market and consumer conditions as well as production factors. While the role of financing in the murabahah KUR in optimizing the empowerment of MSMEs is as a distributor of business capital financing, providing sosialization of business empowerment and counseling on the effective use of financing. While the SWOT analysis strategy in empowering MSMEs is the SO (Strength-Opportunity), ST (Strength-Threat), WO (Weakness-Opportunity) Strategy, WT (Weakness-Threat). Evaluation after having financing in optimizing the empowerment of MSMEs is evidenced by increasing turnover, increasing profits and empowering the business being run. Keywords: inhibiting factors, the role of financing, SWOT analysis, financing evaluation.

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Ketersediaan

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Informasi Detail

Judul Seri

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No. Panggil

2X6.1 IND a 23

Penerbit

SUKOHARJO : Perbankan Syariah_UIN RM Said., 2023

Deskripsi Fisik

21 cm, 86 halaman

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

2X6.1

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

-

Subjek

Perbankan Syariah

Info Detail Spesifik

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Pernyataan Tanggungjawab

Indri Pujiastuti

Versi lain/terkait

Lampiran Berkas

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