SKRIPSI PBS
PENGARUH KUALITAS LAYANAN DIGITALISASI PERBANKAN TERHADAP RETENSI NASABAH BANK SYARIAH KOTA SURAKARTA
ABSTRACT The development of technology and digitalization in the industrial sector of the financial and virtual services department is converging rapidly. However, the application of these technological developments in banking digitalization, regarding the quality of its services to customer retention, needs to be known through the seven dimensions of E-Servqual, namely efficiency, reliability, fulfillment, privacy, responsiveness and contact so that it can be known which variables most affect the retention of Islamic bank customers in Surakarta city. This study aims to determine the influence of the quality of banking digitalization services on the retention of Islamic bank customers in Surakarta city. The method used multiple linear regression analysis, this study used secondary data obtained through the distribution of questionnaires using a likert scale. The sample of this study consisted of 100 bank customers who used sharia bank digital services, data was processed using SPSS 22.0. Efficiency has a negative and insignificant effect on customer retention in using bank digital services. Reliability has a negative and insignificant effect on customer retention in using bank digital services. Fulfillment has a positive and insignificant effect on customer retention in using bank digital services. Privacy has a positive and insignificant effect on customer retention in using the bank's digital services. Responsiveness has a positive and insignificant effect on customer retention in using bank digital services. Contact has a positive and significant effect on customer retention in using bank digital services. Keywords: Banking Digitalization, Service Quality, Customer Retention
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