SKRIPSI PBS
DETERMINAN MINAT KONSUMEN DALAM PENGGUNAAN QUICK RESPONSE INDONESIAN STANDARD (QRIS) SEBAGAI ALAT PEMBAYARAN DIGITAL DI KABUPATEN BOYOLALI
ABSTRACT
QRIS is not an application but a system, QRIS is a QR code for payment by
scanning the QR code through a server-based digital wallet and mobile banking.
The purpose of this study was to determine the effect of knowledge, benefits and
risks on interest in using QRIS as a digital payment instrument in Boyolali
Regency. The population of this study was the entire community of Boyolali
Regency with a total sample of 85. The sampling technique used was non-
probability using incidental sampling technique. The variables in this study the
dependent variable is interest in using QRIS (Y), and the independent
variables are Knowledge (X1), benefits (X2), and risks (X3). Quantitative
research methods. For the method of analysis using multiple regression models
and processing the data using the SPSS 22 program.
Based on the results of multiple linear regression analysis, the equation Y
= -1.091 + 0.780 + 0.233 + 0.073 + e, from the three results, the Knowledge
variable which has the most dominant influence to influence the interest variable
using QRIS is 78%, then the benefit variable is 23, 3%, which means that the
variable has no effect on the interest variable using QRIS, while the risk
variable is 7.3%, which means that the variable has no effect on the interest
variable using QRIS.
Keywords: Interest in Using, Knowledge, Benefits, Risks, QR
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