SKRIPSI PBS
IMPLEMENTASI KEBIJAKAN RELAKSASI PEMBIAYAAN UMKM TERDAMPAK COVID-19 PADA BPRS CENTRAL SYARIAH UTAMA (Studi Kasus Nasabah Pembiayaan UMKM di BPRS Central Syariah Utama)
ABSTRACT
The financing relaxation policy is a policy of providing leeway to customers
in making financing installments, the purpose of this research is to help customers
who experience financing problems in installment payments. Of course, there are
reasons why customers experience problems in financing, there are two
contributing factors, namely internal factors and external factors. In this study, the
author will conduct research on UMKM financing customers who experience
problematic financing seen to external factors such as natural disasters caused by
the Covid-19 pandemic. The impact of the pandemic has greatly affected the
economic sector, one of which is UMKM. Micro, Small, and Medium Enterprises
are the most affected because community activities are limited to activities outside
the home, this causes the income of UMKM actors to decrease drastically.
This research is field research the type of research is qualitative research
with a descriptive analysis approach. Data collection techniques using
observation, interviews, and documentation. Meanwhile, data analysis was carried
out by data reduction, data presentation, and concluding.
The results of this study indicate that the implementation of the relaxation
policy for UMKM financing affected by Covid-19 which is implemented by
financial institutions, especially the Central Syariah Main BPRS which is the
object of research is quite good in implementing financing relaxation to customers.
Regarding how to socialize financing relaxation to customers, provide convenience
in the relaxation application process, to obstacles, and evaluation of the
implementation of relaxation policies at the Central Sharia Utama BPRS.
Keywords: Financing Relaxation, UMKM Financing Customers affected by Covid-
19.
Tidak ada salinan data
Tidak tersedia versi lain