SKRIPSI PBS

PENGARUH FINANCING TO DEPOSIT RATIO (FDR) DAN NON PERFORMING FINANCING (NPF) TERHADAP RETURN ON ASSET (ROA) BANK MUAMALAT INDONESIA PERIODE 2015-2019

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ABSTRAK

Return On Assets (ROA) is the company’s ability to obtain overall profits.
The greater the rate of Return On Assets (ROA) of a bank, the better the bank is in
terms of asset use. The study aims to determine the effect of Financing to Deposit
Ratio (FDR) and Non Performing Financing (NPF) on Return On Assets (ROA) of
Bank Muamalat Indonesia during 2015-2019.
Method od research data is done by using the data of bank financial ratios
through the website of Bank Muamalat Indonesia. The sampling technique used in
this study is cluster sampling which aims to obtain sample data on the quarterly
financial statements of Bank Muamalat Indonesia during the 2015-2019 period.
The sample used is 60 financial ratio data. The data obtained was then processed
using the SPSS version 22.0 tool. Data analysis in this study includes classical
assumption test, multiple linier regression test and hypothesis testing.
The results of this study indicate that the variable Financing to Deposit
Ratio (FDR) has a positive effect on Return On Assets (ROA) with a t-count value
greater than t-table. Non Performing Financing (NPF) has a negative effect on
Return On Assets (ROA) with a t-count value smaller than t-table. The results of
this study indicate that the Financing to Deposit Ratio (FDR) has a significant

effect on Return On Assets (ROA). Based on the results of the simultaneous test (f-
test) it is known that the f-count is 5,084 with a significant values of 0,019. This

means that the probability value < 0,05 so that is rejected and

is accepted
which means that the variable Financing to Deposit Ratio (FDR) and Non
Performing Financing (NPF) simultaneously have a significant effect on Return
On Assets (ROA).

Keywords : Financing to Deposit Ratio (FDR), Non Performing Financing
(NPF), Return On Assets (ROA)

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Ketersediaan

Tidak ada salinan data

Informasi Detail

Judul Seri

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No. Panggil

2X6.1 DEV p 22

Penerbit

SUKOHARJO : Perbankan Syariah_UIN RM Said., 2022

Deskripsi Fisik

21 cm, 103 halaman

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

2X6.1

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

Perbankan Syariah

Info Detail Spesifik

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Pernyataan Tanggungjawab

Devi Laras Wijayani

Versi lain/terkait

Lampiran Berkas

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