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ANALISIS FAKTOR YANG MEMPENGARUHI MINAT PENGGUNAAN QRIS SEBAGAI METODE PEMBAYARAN PADA MASA PANDEMI (Studi Pada Mahasiwa UIN Raden Mas Said Surakarta)

ABSTRACT

QRIS is a QR code-based payment standard set by Bank Indonesia to
support and facilitate digital payments in Indonesia, as an effort to encourage the
realization of an integrated payment system. The purpose of this study was to
determine the factors that influence student interest in using QRIS as a payment
method during the covid-19 pandemic. The independent variables in this study are
knowledge (X1), benefits (X2) and risks (X3) and interest (Y) as the dependent
variable.
The research method used is quantitative method with primary data sources
obtained directly through questionnaires. The population of this research is the
students of UIN Raden Mas Said Surakarta, totaling 15,858 respondents, with a
sample of 100 respondents who were taken using purposive sampling technique.
The data collected was then analyzed using multiple regression analysis models
through the SPSS 22 application.
The results showed that the variables Knowledge (X1), Benefits (X2), and
Risks (X3) simultaneously had a positive and significant effect on student interest
in using QRIS (Y). Based on the results of multiple linear regression analysis, the
equation Y = -0.790 + 0.571 X1 + 0.305 X2 + 0.153 X3 + e, from the three variables
it can be concluded that the knowledge variable has the greatest influence, which
is 57,1%.

Keywords: Knowledge, Benefits, Risks, QRIS

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Informasi Detail
Judul Seri
-
No. Panggil
2x6.1 ahm A 22
Penerbit
SUKOHARJO : Perbankan Syariah_UIN RM Said.,
Deskripsi Fisik
21 cm, 115 halaman
Bahasa
Indonesia
ISBN/ISSN
-
Klasifikasi
2x6.1
Tipe Isi
-
Tipe Media
-
Tipe Pembawa
-
Edisi
-
Subjek
Perbankan Syariah
Info Detail Spesifik
-
Pernyataan Tanggungjawab
Versi lain/terkait

Tidak tersedia versi lain

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