SKRIPSI PBS
PENGARUH PENGGUNAAN ELECTRONIC PAYMENT, TINGKAT PENDAPATAN DAN GAYA HIDUP TERHADAP PERILAKU KONSUMTIF MAHASISWA KEAGAMAAN ISLAM NEGERI DI MASA PANDEMI COVID-19 (Studi Kasus Mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Raden Mas Said Surakarta)
ABSTRACT
Electronic payment is one of the developments in technology, information and
communication in the field of payment systems which is expected to be used more
quickly, safely and efficiently. The level of income and lifestyle, of course, is closely
related to human consumption patterns in meeting their needs. This study aims to
determine the effect of using electronic payments, income levels and lifestyles on the
consumptive behavior of state Islamic religious students during the COVID-19
pandemic.
This type of research uses quantitative research. The population in this study
were students of the Islamic Economics and Business Faculty of UIN Raden Mas Said
Surakarta and the number of samples in this study was 100 respondents. The sample
was taken by using purposive sampling technique. The data used in this study is
primary data obtained from respondents by filling out a questionnaire and then
analyzed using multiple linear regression analysis. Based on the results of the
analysis, it is explained that the use of electronic payments, income levels and
lifestyles affect the consumptive behavior of students.
The results of this study conclude that the variable use of electronic payment
affects the consumptive behavior of students, the income level variable affects the
consumptive behavior of students and lifestyle variables affect the consumptive
behavior of students.
Keywords : Electronic Payment, Income Level, Lifestyle and Consumptive Behavior.
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