Image of PENGARUH PERSEPSI KEGUNAAN, PERSEPSI KEMUDAHAN DAN PERSEPSI RISIKO TERHADAP MINAT MENGGUNAKAN APLIKASI PAYBMT (Studi Pada BMT Hira Gabugan Tanon Sragen)

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PENGARUH PERSEPSI KEGUNAAN, PERSEPSI KEMUDAHAN DAN PERSEPSI RISIKO TERHADAP MINAT MENGGUNAKAN APLIKASI PAYBMT (Studi Pada BMT Hira Gabugan Tanon Sragen)

ABSTRACT

The development of BMT over the past ten years has been recorded very
rapidly when compared to other Islamic financial institutions. The rapid
development of information technology has made BMT innovate by using the
PayBMT application to facilitate transactions. This study aims to determine the
influence of perceived usefulness, perceived ease of use and perceived risk on
intention to use the PayBMT application. The research was conducted using the
theoretical approach of the Technology Acceptance Model (TAM).
The research method used is a quantitative method with primary data sources
obtained through questionnaires. The population of this study is BMT HIRA
customers located on Jalan Raya Gabungan-Gemolong Km. 0.2 Kelurahan
Gabungan, Kecamatan Tanon, Kabupaten Sragen. The sample in this study was
100 BMT HIRA customers obtained by the probability sampling method. The
collected data were then analyzed using a multiple regression analysis model with
the help of the SPSS 22 application.
Perceived usefulness, Perceived ease of use, and Perceived Risk
simultaneously have a positive and significant effect on the interest in using the
PayBMT application. Based on the results of multiple linear regression analysis,
the result of the equation Y = 8.048 + 0.275 X1 + 0.317 X2 + 0.125 X3 + e. Of the
3 research variables, the Ease Perception variable has the most dominant influence
on interest in using the PayBMT application, which is 31.7%.

Keywords: BMT, PayBMT, Sharia Fintech

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Informasi Detail
Judul Seri
-
No. Panggil
2X6.1 SUC p 22
Penerbit
SUKOHARJO : Perbankan Syariah_UIN RM Said.,
Deskripsi Fisik
21 cm, 74 halaman
Bahasa
Indonesia
ISBN/ISSN
-
Klasifikasi
2X6.1
Tipe Isi
-
Tipe Media
-
Tipe Pembawa
-
Edisi
-
Subjek
Perbankan Syariah
Info Detail Spesifik
-
Pernyataan Tanggungjawab
Versi lain/terkait

Tidak tersedia versi lain

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