SKRIPSI MBS
PENGARUH MOBILE BANKING DAN INFLASI TERHADAP RETURN ON ASSETS PADA BANK UMUM SYARIAH TAHUN 2015 – 2020 DENGAN BANK SIZE SEBAGAI VARIABEL MODERASI
ABSTRACT
This study aims to determine the effect of mobile banking and inflation on
return on assets by moderating bank size (bank size) in Islamic commercial bank
companies registered with OJK for the 2015-2020 period. This study uses a
quantitative method approach with unbalanced panel data. The sample in this study
are all Islamic Commercial Bank that have mobile banking, totaling 13 banks, then
analyzed with the help of Software E-views 10.
The analysis test in this study uses panel data regression and Moderated
Regression Analysis as an analyzer of the moderating effect. The results showed
that mobile banking has a positive and significant relationship to ROA, while
inflation has a negative but not significant effect on ROA. The variable bank size is
able to moderate the influence of mobile banking on ROA and can moderate the
relationship between inflation and ROA of Islamic Commercial Banks..
Keyword: Mobile Banking, Inflation, Return On Asset, Bank Size
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