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Pengaruh Literasi Keuangan Dan Tingkat Pendidikan Terhadap Perilaku Umkm Dalam Mengelola Keuangan (Studi Pada Umkm Jayengan Surakarta)

ABSTRACT

This study aims to determine the effect of financial literacy and
education on the behavior of SMEs in managing their finances.
This study uses quantitative methods. The population in this study is the
MSMEs in the Jayengan sub-district, Surakarta. Sampling using probability
sampling technique with stratified random sampling method and taken as many as
99 respondents. The data used are primary data obtained through a questionnaire
with a Likert scale of 1-4 scales. The data was processed using SPSS version 22
software. The data analysis technique used instrument test, classical assumption
test, hypothesis test, namely t test, model accuracy test, namely F test and
coefficient of determination test, and multiple linear regression analysis.
From this study it can be concluded that financial literacy and education
together (simultaneously-F test) have an influence on the financial behavior of
Islamic banking students. Based on the t-test, financial literacy (X1) has a
significant positive effect on the financial behavior of UMKM (Y), while education
(X2) has a positive influence on the financial behavior of UMKM (Y).
Keywords: Financial Literacy, Education and Financial Behavior of UMKM.

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Informasi Detail
Judul Seri
-
No. Panggil
2X6.1 AME p 22
Penerbit
SUKOHARJO : Perbankan Syariah_UIN RM Said.,
Deskripsi Fisik
21 cm, 102 halaman
Bahasa
Indonesia
ISBN/ISSN
-
Klasifikasi
2X6.1
Tipe Isi
-
Tipe Media
-
Tipe Pembawa
-
Edisi
-
Subjek
Perbankan Syariah
Info Detail Spesifik
-
Pernyataan Tanggungjawab
Versi lain/terkait

Tidak tersedia versi lain

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