SKRIPSI PBS
Dampak Penggunaan Alat Pembayaran Non-Tunai Terhadap Jumlah Uang Beredar Di Indonesia Periode 2016 – 2020
ABSTRACT
This research coducted to see the impact of non-cash payment instrument to
money supply in Indonesia. Non cash payment isntruments is represented by
volume and value of transaction of each BI-RTGS, SKNBI, Credit Card, Debit Card
and Electronic Money. Meanwhile the money supply is represented by narrow
supply money(M1) and broad money supply(M2).
The theoritical model used in this study is Error Correction Model (ECM).
Error Correction Model is used to find the relationship between money supply and
non cash payment instrument in short and long term.
The result of this study are BI-RTGS transaction frequency are negatively
influencing M1 and M2. SKNBI transaction frequency is positively influencing
M1. SKNBI transaction value is negatively influencing M1. Credit card transaction
volume are positively influencing M1 and M2. Credit card transaction value are
influencing negatively M1 and M2. Debit card transaction volume are positively
influencing M1 and M2. Electronic money transaction value are positively
influencing M1 and M2. And the usage of non-cash payment can make the society
change their economic pattern to cashless society.
Keyword : money supply, BI-RTGS, SKNBI, credit card, debit card, electronic
money
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