SKRIPSI MBS
Literasi Keuangan Umkm Perempuan Di Kabupaten Karanganyar
ABSTRACT
This study aims to determine the effect of age, education level and income
level on the financial literacy of female UMKM in Karanganyar Regency.
Sampling using probability sampling technique with stratified random sampling
method and taken as many as 175 respondents. The data used are primary data
obtained through a questionnaire with an agree-disagree scale in the range of 1-
10 values.
This type of research is quantitative research. The data was processed
using SPSS version 22 software. The data analysis technique used instrument test,
classical assumption test, hypothesis test, namely t test, model accuracy test,
namely F test and coefficient of determination test, as well as multiple linear
regression analysis.
The test results show that there is a positive and significant effect between
the variables of education level and income level on financial literacy. While the
age variable has no effect on the level of financial literacy of female UMKM in
Karanganyar Regency.
Keywords: Financial literacy, age, education level, income level
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