SKRIPSI PBS

Analisis Faktor Yang Mempengaruhi Risiko Likuiditas Bank Muamalat Indonesia Periode 2012-2019

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ABSTARCT

The growth of Islamic banking has an impact on the Indonesian economy.
The fast growth of Islamic banking has resulted in a significant level of liquidity
risk. Bank Muamalat Indonesia's (BMI) liquidity is in the limelight owing to a rise
in the Non-Performing Financing (NPF) ratio but a fall in the Capital Adequacy
Ratio (CAR), requiring Bank Muamalat to seek money from Third Party Funds
(DPK).
The purpose of this study is to see if Third Party Funds (TPF), Return on
Assets (ROA), Operational Costs and Operational Financing (BOPO), Earning
Asset Quality (KAP), Placements with Bank Indonesia, and Amount of Financing
Provided have an influence on the Financing to Deposits Ratio (FDR) at Bank
Muamalat Indonesia. The research method employed is quantitative research.
This study's population consists of BMI's financial statements from 2012 to 2019.
This study's sample is BMI's quarterly financial reports from 2012 to 2019, from
which 32 financial statement data were acquired. The information was derived
from a statistical dataset of BMI's financial statements, which was made available
on the Financial Services Authority's website. Multiple linear regression analysis
was performed to analyze the data, with the Classical Assumption Test, Model
Accuracy Test, and Hypothesis Testing all being considered.
According to the findings of the investigation, Third Party Funds (DPK),
Return on Assets (ROA), Amount of Financing Provided, and Earning Asset
Quality (KAP) have a positive and significant effect on liquidity risk or Financing
to Deposits Ratio (FDR) Bank Muamalat Indonesia. Meanwhile, Operational
Costs and Operating Income (BOPO) and Placements with Bank Indonesia have
no effect on liquidity risk or the Financing to Deposits Ratio Bank Muamalat
Indonesia.

Keywords : Liquidity Risk, Third Party Funds (TPF), Return on Assets (ROA),
Operational Costs and Operational Financing (BOPO), Earning Asset Quality
(KAP), Placements with Bank Indonesia, Financing to Deposits Ratio (FDR),
Amount of Financing Provided

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Ketersediaan

Tidak ada salinan data

Informasi Detail

Judul Seri

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No. Panggil

2X6.1 YEN a 22

Penerbit

SUKOHARJO : Perbankan Syariah_UIN RM Said., 2022

Deskripsi Fisik

21 cm, 111 halaman

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

2X6.1

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

Perbankan Syariah

Info Detail Spesifik

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Pernyataan Tanggungjawab

Yeni Yuliani

Versi lain/terkait

Lampiran Berkas

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