SKRIPSI PBS
Analisis Penggunaan Mobile Banking Sebagai Pembayaran Digital Di Masa Pandemi Di Kalangan Mahasiswa Entrepreneur
ABSTRACT
This study aims to determine the decision of entrepreneurial students to use
mobile banking as a digital payment during the pandemic and to determine the
effect of using mobile banking on the financial management and business progress
of entrepreneurial students.
This study uses a qualitative approach method. The population in this study
were entrepreneurial students, totalling four students. In collecting data, the writer
used the method of observation, interview, and documentation.
The results of this study that the majority of Entrepreneurial Students have
used mobile banking services before the pandemic. The decision to use mobile
banking is to make it easy in doing the transactions. The four entrepreneurial
students more often use the transfer or top-up feature. There are no significant
changes in their business while using mobile banking applications. In money
management, two entrepreneurial students felt that their finances were under
control and the other two students felt that their finances were out of control. The
use of mobile banking does not make progress in their business. During the covid-
19 pandemic, the use of mobile banking is more helpful for them in their transaction
with customers.
Keywords: Mobile Banking, Entrepreneurial Students, Pandemic
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