SKRIPSI PBS

Analisis Risiko Pembiayaan Murabahah Pada Bmt Abdurrohman Karanganyar

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ABSTRACT

The development of Islamic financial institutions in Indonesia cannot be
separated from a risk. Especially with savings and loan institutions such as Baitul
Mall Wat Tamwil (BMT). The purpose of this study was to determine the
procedure for murabahah financing at BMT Abdurrohman Karanganyar. To find
out the implications of murabahah financing at BMT Abdurrohman Karanganyar
and to determine risk analysis on murabahah financing at BMT Abdurrohman
Karanganyar.
This type of research is a qualitative field research. that is, based on the
actual situation. The data were obtained through interviews with managers,
marketing and several members of the Murabahah financing of BMT
Abdurrohman Karanganyar. In addition to interviewing the data, it is also
supported by documentation from BMT Abdurrohman and literature study. data
processing is done through: Editing, Organizing and Verification or drawing
conclusions.
The results obtained from this study are that there is murabahah financing
without collateral at BMT Abdurrohman. The implementation of murabahah
financing at BMT Abdurrohman Karanganyar has not been implemented
effectively. This is due to external and internal factors that cause an increase in
the number of problematic members in murabahah financing at BMT
Abdurrohman Karanganyar. BMT Abdurrohman has a good risk analysis strategy
by paying attention to the 5C principles (Character, Capital, Capacity, Condition
and Collateral). However, in its application, BMT Abdurrohman has not
performed optimally, especially in assessing the character of members and
assessing Condition.
Key Words : Risk analysis, Murabahah Financing

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Ketersediaan

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Informasi Detail

Judul Seri

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No. Panggil

2X6.1 RET a 22

Penerbit

SUKOHARJO : Perbankan Syariah_UIN RM Said., 2022

Deskripsi Fisik

21 cm, 147 halaman

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

2X6.1

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

Perbankan Syariah

Info Detail Spesifik

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Pernyataan Tanggungjawab

Retna Ayu Cahyani

Versi lain/terkait

Lampiran Berkas

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