Image of Pengaruh Dana Pihak Ketiga (Dpk) Dan Non Perfoming Financing (Npf) Terhadap Rasio Beban Operasional Pendapatan Operasional Pada Bank Rakyat Indonesia Syariah Tahun 2013-2020

SKRIPSI PBS

Pengaruh Dana Pihak Ketiga (Dpk) Dan Non Perfoming Financing (Npf) Terhadap Rasio Beban Operasional Pendapatan Operasional Pada Bank Rakyat Indonesia Syariah Tahun 2013-2020

ABSTRACT

Efficiency in the performance of financial institutions, especially in Islamic
banking, is a crucial factor that need to be considered. Islamic banks as intermediary
institutions that collect funds from the public in the form of Third Party Funds and
distribute them in the form of financing must be able to manage their operational

performance efficiently. Islamic banks should also minimize the level of non-
performing financing in order to obtain a higher revenue by lowering the percentage

of Non Perfoming Financing. Bank Rakyat Indonesia Syariah, of course, has an
objective to be more efficient in carrying out their operational performance by
reducing the percentage of Operating Expenses and Operating Income Ratio in order
to develop their performance and able to compete in the banking industry.
This study aims to determine the influence of Third Party Funds and Non
Perfoming Financing on the Operating Expenses and Operating Income Ratio at
Bank Rakyat Indonesia Syariah in the study period , from 2013 to 2020. This study
used Multiple Linear Regression method and a quantitative approach by using
secondary data from the financial statements of Bank Rakyat Indonesia Syariah (BRI
Syariah). The population of data in this study was the financial statements of BRI
Syariah with a purposive sampling technique.
The results of this study indicate that the Third Party Funds, variable had a
positive and insignificant effect on the BOPO ratio, with a probability value of
0.0836. While the Non Perfoming Financing had a significant positive effect on the
BOPO ratio with a probability value of 0.0095.

Keywords : Third Party Funds, Non Perfoming Financing, Operating Expenses and
Operating Income Ratio.

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Informasi Detail
Judul Seri
-
No. Panggil
2X6.1 MUH p 22
Penerbit
SUKOHARJO : Perbankan Syariah_UIN RM Said.,
Deskripsi Fisik
21 cm, 84 halaman
Bahasa
Indonesia
ISBN/ISSN
-
Klasifikasi
2X6.1
Tipe Isi
-
Tipe Media
-
Tipe Pembawa
-
Edisi
-
Subjek
Perbankan Syariah
Info Detail Spesifik
-
Pernyataan Tanggungjawab
Versi lain/terkait

Tidak tersedia versi lain

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