SKRIPSI PBS
Analisis Minat Menggunakan Bsi Mobile Pada Mahasiswa Penerima Beasiswa Bidikmisi Uin Raden Mas Said Surakarta Untuk Melakukan Transaksi Pembayaran Biaya Pendidikan
ABSTRACT
UIN Raden Mas Said Surakarta is one of the universities that supports the
payment of tuition fees through mobile banking. However, students receiving the
2019 Bidikmisi scholarship at UIN Raden Mas Said Surakarta have not used BSI
mobile to make payment transactions for tuition fees. Thus, the purpose of this study
was to determine the effect of perceiving the efficiency of mobile banking,
trustworthiness, perceived usefulness, perceived risk, and perceived credibility on
students’ interest in using BSI mobile to pay for education fees.
The research method used was a quantitative approach. The population
in this study were all Bidikmisi Scholarship Recipients at UIN Raden Mas Said
Surakarta Class of 2019 with a sample of 70 students calculated using Isaac dan
Michael’s formula. The data was collected by distributing online questionnaires.
Then, the data analysis was carried out with the help of SPSS version 22.
The results of this study indicated that perceived usefulness and perceived
credibility had a positive effect on the scholarship student’s interest in using BSI
mobile to pay for education fees. Meanwhile, trust, perceived efficiency and
perceived risk had no significant effect on the student’s interest in using BSI mobile
to pay for education fees.
Keywords: Interest in using, perceived efficiency, trust, perceived usefulness,
perceived risk, and perceived credibility.
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