SKRIPSI PBS

Analisis Strategi Manajemen Risiko Pembiayaan Ijarah Multijasa Pada Kspps Bmt Muamalat Jumapolo

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ABSTRACT

Ijarah Multijasa Financing is one of the products offered by BMT
Muamalat Jumapolo that operates on the leased premise. The most popular type
of Ijarah finance is multi-service finance. This finance, however, carries a
significant amount of risk. As a result, we require a method to reduce the danger.
This strategy is known as risk management, and it consists of risk identification,
measurement, mitigation, and oversight.
The purpose of this research is to identify the risk management plan for
Ijarah Multijasa funding at KSPPS BMT Muamalat Jumapolo. The descriptive
qualitative approach was employed in this study, and the data was collected
through interviews, observations, literature reviews, and documentation. While
data gathering, data reduction, data presentation, and making conclusions are
data analysis approaches. The Credibility Test, which includes source
triangulation and temporal triangulation, is used to verify the data's veracity. In
this study, the informants were the Manager, Marketing, and Financing members
of Ijarah Multijasa at KSPPS BMT Muamalat Jumapolo.
The findings of this study revealed that the issues producing difficult
finance, particularly multi-service Ijarah finance at KSPPS BMT Muamalat
Jumapolo, were caused by both internal and external causes. BMT Muamalat
Jumapolo investigated the 5C concepts. The risk arises as a result of financing
from members who are experiencing difficulties or congestion in meeting their
payment obligations. The risk factor is derived from members' economic changes
during the epidemic. BMT Muamalat Jumapolo's risk management approach is
implemented. Based on the study's findings, BMT Muamalat Jumapolo employs a
risk identification, measurement, mitigation, and supervision approach. As a
result, BMT Muamalat Jumapolo, particularly the financing of Ijarah Multijasa,
is growing, although the amount of risk that arises does not surpass 5%.

Keywords: Risk management, Ijarah Multijasa.

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Ketersediaan

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Informasi Detail

Judul Seri

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No. Panggil

2X6.1 PIN a 22

Penerbit

SUKOHARJO : Perbankan Syariah_UIN RM Said., 2022

Deskripsi Fisik

21 cm, 107 halaman

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

2X6.1

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

Perbankan Syariah

Info Detail Spesifik

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Pernyataan Tanggungjawab

Pingki Handayani

Versi lain/terkait

Lampiran Berkas

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