SKRIPSI PBS
PENGARUH IMPLEMENTASI GOODICORPORATEIGOVERNANCE, RISIKOIPEMBIAYAAN, BOPO, DAN INFLASI TERHADAP RETURN ON ASSET PADA BANK UMUM SYARIAH DI INDONESIA DI MASA PANDEMI COVID-19
ABSTRACT
This study aims to analyze the factors that are suspected of influencing
Return On Assets of Islamic Commercial Banks, namely Good Corporate
Governance, financing risk, BOPO, and Inflation in December 2020 - December
2022. In this study using SPSS-based multiple regression analysis tools. This type
of research uses quantitative descriptive research. In this study using a population
of Islamic Commercial Banks in Indonesia and registered with the Financial
Services Authority (OJK) financial institution by taking a total of 4 samples
consisting of Panin Dubai Syariah Bank, BCA Syariah Bank, Muammalat Bank,
Mega Syariah Bank which fit the criteria study.
Based on the research results, it shows that the variables Good Corporate
Governance, Financing Risk, BOPO and Inflation during this research showed that
59.90% was influenced by the dependent variable while 41.10% was influenced by
other variables outside the research. Collectively, this research shows that the
independent variables influence the value of Retrun On Assets. This can be seen in
the Good Corporate Governance variable which has a positive value and has a
significant effect on ROA. Meanwhile, the three variables, namely financing risk,
BOPO, inflation have a negative effect and have a significant effect on ROA.
Keywords: Good Corporate Governance, Financing Risk, BOPO, Inflation.
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