Image of DAMPAK MODAL SENDIRI DAN PEMBIAYAAN QARDHUL HASAN PADA PROGRAM POKUSMA TERHADAP PENGEMBANGAN USAHA MIKRO (Studi Kasus Anggota Baitul Maal Tumang Boyolali Pusat)

SKRIPSI PBS

DAMPAK MODAL SENDIRI DAN PEMBIAYAAN QARDHUL HASAN PADA PROGRAM POKUSMA TERHADAP PENGEMBANGAN USAHA MIKRO (Studi Kasus Anggota Baitul Maal Tumang Boyolali Pusat)

ABSRACT

The Baitul Maal Tumang initially began with the spirit of helping the
community to avoid loan sharks. Many residents experienced stagnation in their
businesses for several decades. Financing with Qardhul Hasan contract is a term
referring to a loan provided without seeking any compensation or profit from the
lender. Therefore, with the presence of Qardhul Hasan financing in Baitul Maal
Tumang, it was able to provide a solution for the community to obtain capital
without any returns (profit-sharing).
This research aims to determine the impact of self-capital and Qardhul
Hasan financing on the development of micro-enterprises of the members of
Baitul Maal Tumang Boyolali. The research method used is qualitative with a
case study approach. Data for this research were obtained from primary
sourcesThis research uses a qualitative method with a descriptive approach. Data
collection techniques used were observation, interviews, and documentation.
The results of this research indicate that: 1. In this study, self-capital
contributes to the establishment of a business, but for further development of the
business, Qardhul Hasan financing plays a more significant role. 2. For the
members of Baitul Maal Tumang, after receiving Qardhul Hasan financing, there
was an increase in sales turnover. 3. Business profits increased by 53% after

obtaining Qardhul Hasan financing at Baitul Maal Tumang. In conclusion, self-
capital does not have an impact on the development of the business for the

members of Baitul Maal Tumang, while Qardhul Hasan financing has an impact
on the development of the business for the members of POKUSMA Umi Barokah
Baitul Maal Tumang.
Keywords: Self-Capital, Financing, Qardhul Hasan

Ketersediaan

Tidak ada salinan data

Informasi Detail
Judul Seri
-
No. Panggil
2X6.1 TIA d 23
Penerbit
SUKOHARJO : Perbankan Syariah_UIN RM Said.,
Deskripsi Fisik
21 cm, 96 Halaman
Bahasa
Indonesia
ISBN/ISSN
-
Klasifikasi
2X6.1
Tipe Isi
-
Tipe Media
-
Tipe Pembawa
-
Edisi
-
Subjek
Perbankan Syariah
Info Detail Spesifik
-
Pernyataan Tanggungjawab
Versi lain/terkait

Tidak tersedia versi lain

Lampiran Berkas
Komentar
Anda harus masuk sebelum memberikan komentar