SKRIPSI PBS
Analisis Pengaruh Kualitas Pelayanan, Kepuasan Nasabah, dan Religiusitas Terhadap Loyalitas Nasabah Bank Syariah Indonesia di Wonogiri
ABSTRACT
The growth of Islamic banking in Indonesia has a positive status, the penetration
of the Islamic banking market is relatively small when compared to the penetration of the
conventional banking market. Islamic banking institutions in Indonesia are still
incorporated in the conventional banking system, which indicates that the establishment
of Islamic banks is still focused on expanding the conventional bank market. The low
contribution of Islamic banks in national banking indicates low customer loyalty to
Islamic banks. There are several factors that affect customer loyalty to Islamic banks
including service quality, customer satisfaction, and religiosity. This study limits the
scope to the factors that affect the loyalty of Bank Syariah Indonesia customers in
Wonogiri so this research remains focused and does not expand the limited discussion.
This study aims to determine the effect of service quality, customer satisfaction,
and religiosity on customer loyalty of Bank Syariah Indonesia in Wonogiri. This type of
research is quantitative research. The population in this study is customers of Bank
Syariah Indonesia in Wonogiri. In sampling using non-probability sampling techniques
with purposive sampling with a sample of 98 respondents. The analysis technique used is
multiple linear regression with SPSS Version 26.0 tool.
From the results of the study, it can be concluded that by testing the hypothesis of
service quality factors have a positive and significant effect on customer loyalty.
Customer satisfaction factors have a positive and significant effect on customer loyalty.
However, the factor of religiosity does not have a positive and significant effect on the
decision to use.
Keywords: Service Quality, Customer Satisfaction, Religiosity, Customer Loyalty.
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