SKRIPSI PBS
“PENGARUH LITERASI DAN INKLUSI KEUANGAN TERHADAP KEPUTUSAN PENGAMBILAN PEMBIAYAAN FINTECH PEER TO PEER LENDING SYARIAH” (Studi pada Mayarakat Kabupaten Sukoharjo)
ABSTRACT
Someone’s decision to finance can influeced of financial literacy,
demographis factor (age, income, employment, education) and acces. The
TPB Model is used to measure the case of behavioral intensity in making
decisions with concider all implictit forms of an action.
The goal of this study to analyse the influence of financial literacy and
inclusion on decision to finance fintech peer to peer lending sharia in
Sukoharjo Regency. This study inquantitative by using validity test,
reliability test, correlation coeficient and t-test to test hypothesis and take
research population and sampl, namely the people with various profession
in 12 sub districts from 100 respondents in purposive sampling using
questionnaires.
The result of the study indicate that financial literacy no significant
effect on decision to finance fintech peer to peer lending sharia, while
financial inclusion significant effect on decision to finance fintech peer to
peer lending sharia.
Keywords: Financial Literacy, Financial Inclusion, Finance Making
Decision
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