SKRIPSI PBS
PENGARUH LITERASI KEUANGAN, SIKAP KEUANGAN DAN FINANCIAL SELF EFFICACY TERHADAP PERILAKU KEUANGAN (Studi Pada Ibu Rumah Tangga Desa Guworejo Karangmalang Sragen)
ABSTRACT
The study aims to find evidence of the impact of financial literacy, financial
standing, and financial self-efficacy have on financial behavior. The type of study
is a quantitative with an overwhelsive sampling technique utilizing a
questionnaire handed out to the housewives of Guworejo village as many as 100
respondents. Data were analyzed using the SPSS 26 application. The independent
variables in this study were financial literacy (x1), financial attitudes (x2), and
self-afficacy (x3), while a dependent variable was financial behavior (y).
The study suggests that (1) financial literacy has a significant impact on
housewives's financial behavior of Guworejo Village, (2) financial attitudes have
a significant impact on the housewives's financial behavior of Guworejo Village,
(3) self-efficacy has a significant impact on houswives's financial behavior of
Guworejo Village.
Keywords: Financial Literacy, Financial Attitude, Financial Self-Efficacy,
Financial Behavior.
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