SKRIPSI PBS
Pengaruh Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR) dan Non Performing Financing (NPF) terhadap Profitabilitas (ROA) pada Bank Muamalat Indonesia Periode 2015-2022
ABSTRACT
The purpose of this study was to determine the relationship between Capital
Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), and Non Performing
Financing (NPF) with Bank Muamalat Profitability as measured by Return On
Asset (ROA), and to find out how well the financial development of Bank Muamalat
Indonesia is based on the development of quarterly banking ratios each year.
This study uses quantitative research with the aim of seeing the financial
development of Bank Muamalat every year based on the report every quarter of the
year The sampling technique used is judgment sampling. In this study, a panel data
regression analysis approach was used by utilizing eviews 10 software and using
panel data selection techniques through the chow test, haussman test and lagrange
multiplier test.
The results showed that Capital Adequacy Ratio had no effect and was not
significant on ROA, the variable Financing to Deposit Ratio had a positive and
significant effect on ROA and the variable Non Performing Financing had a
positive and insignificant effect on ROA. However, the variables CAR, FDR and
NPF together simultaneously affect ROA.
Keywords : Non-performing financing, return on asset, capital adequacy ratio,
financing to deposit ratio, and Bank Muamalat.
Tidak ada salinan data
Tidak tersedia versi lain