SKRIPSI PBS
PENGARUH LITERASI KEUANGAN, LITERASI DIGITAL DAN CITRA MEREK TERHADAP KEPUTUSAN PENGGUNAAN APLIKASI FLIP PADA MASYARAKAT SURAKARTA
ABSTRACT
This research aims to determine the influence of Financial Literacy,
Digital Literacy and Brand Image on the decision to use the Flip application
among the people of Surakarta. This research method uses a quantitative method
with a research sampling technique using a purposive sampling method so that
the research sample is 96 which is rounded up to 100 respondents from the
Surakarta community. Data analysis in this research uses instrument testing
(validity test and reliability test), descriptive statistical analysis, classical
assumption test and hypothesis testing (multiple linear regression analysis,
coefficient of determination test (R2
), simultaneous statistical test (F test) and
partial statistical test (T test).
The results of this research show that financial literacy, digital literacy
and brand image have a significant positive effect on the decision to use the Flip
application. This is proven by the calculated t value being greater than the table t
value. The financial literacy variable is 4.280 > 1.661 with a significance value of
0.000. The digital literacy variable is 2.341 > 1.661 with a significance value of
0.021. Brand image variable 4.819 > 1.661 with a significance value of 0.000.
Keywords: Flip.Id application, brand image, digital literacy, financial literacy,
usage decision.
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