SKRIPSI PBS

ANALISIS STRATEGIS PENANGANAN PEMBIAYAAN MURABAHAH BERMASALAH DI BMT HIRA CABANG SUKODONO POST PANDEMI COVID-19

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ABSTRACT

The events of the covid-19 pandemic for 2 years in 2020-2022 to be precise
caused many changes to emerge, especially in terms of delays in payment of
murabahah financing, which had an impact on the emergence of problematic
financing. This problem is also experienced by BMT HIRA SUKODONO Branch.
The purpose of the research is to find out the factors for the emergence of
problematic murabahah financing, especially post-covid-19 and the strategies used
by BMT HIRA SUKODONO Branch in dealing with this problem. This type of
research is a qualitative research. The data in this study were obtained by interview,
observation and documentation methods. The informant in this study were
managers, financing staff, and members of BMT HIRA SUKODONO Branch. The
data analysis techniques used in the study consisted of data reduction, data
presentation, and drawing conclusions.
The result obtained in this study are based on data obtained from field
activities. There are two factors that influence the occurrence of late payments at
BMT HIRA SUKODONO, namely internal factors and external factors. The
strategy provided by BMT HIRA SUKODONO consists of three types adapted to
the problems experienced by members, including such as declining business
conditions or losses, members’ lack of good faith, and members having old loans.
Meanwhile, the solutions provided by BMT HIRA SUKODONO Post Pandemic
Covid-19 Branch two years ago were first, approaching members. Second,
conducting intensive billing. Third, giving a letter of warning (SP). Fourth,
rescheduling. Fifth, restructuring. Sixth, reconditioning. Seventh, freeing members
from debt burden.
Keywords : Delay, Murabahah Financing, Strategy

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Ketersediaan

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Informasi Detail

Judul Seri

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No. Panggil

2X6.1 RIT a 23

Penerbit

SUKOHARJO : Perbankan Syariah_UIN RM Said., 2023

Deskripsi Fisik

21 cm, 116 Halaman

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

2X6.1

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

Perbankan Syariah

Info Detail Spesifik

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Pernyataan Tanggungjawab

rita murtinaningsih

Versi lain/terkait

Lampiran Berkas

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