SKRIPSI PBS
Pengaruh Sikap, Norma Subjektif, Kontrol Perilaku dan Literasi Keuangan terhadap Minat Menabung Wadiah DI BSI
ABSTRACT
In this study the aim was to find out to what extent attitudes, subjective
norms, behavioral control and financial literacy were able to influence the 2019
class of FEBI UIN RMS students' interest in saving wadiah at BSI. This research is
a quantitative research where the data is in the form of primary data obtained
through the distribution of questionnaires, both offline and online with a total of
100 respondents. Then the data that has been collected is processed using the SPSS
v25 data processing application.
The results of this research are that attitudes, subjective norms, behavioral control
and financial literacy simultaneously influence the interest of UIN RMS students
class of 2019 in saving wadiah at BSI. With a value of fcount > ftable, namely
33.727 > 2.47 with a significance value of 0.000 < 0.005. Then the attitude variable
has a t value > t table, namely 2.576 > 1.986, behavioral control has a value of
3,600 > 1.986 and financial literacy has a value of 2.876 > 1.986, which states that
the variables of attitude, behavioral control and financial literacy have a positive
and significant effect on interest. saving wadiah. However, subjective norms have
a calculated t value < t table, namely 1.459 < 1.986 with a significance value of
0.148 > 0.005, which states that subjective norms have no effect on the interest of
UIN RMS class of 2019 students in saving wadiah at BSI.
Keywords: wadiah saving, attitude, subjective norm, behavior control, financial
literacy, student interest.
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