Image of ANALISA MITIGASI RISIKO PEMBIAYAAN PADA PEMBIAYAAN SYARIAH SEKTOR PERTANIAN (Studi pada BSI KCP Purwodadi Suprapto)

SKRIPSI PBS

ANALISA MITIGASI RISIKO PEMBIAYAAN PADA PEMBIAYAAN SYARIAH SEKTOR PERTANIAN (Studi pada BSI KCP Purwodadi Suprapto)

ABSTRACT

This research aims to determine the procedures, risk identification,
financing risk mitigation in sharia financing in the agricultural sector studied at
PT BSI KCP Suprapto Purwodadi. This research method used qualitative with the
type of field research. The data used comes from primary and secondary sources,
namely in the form of field observations and direct interviews and supported by
previous research journals, graphics, reports, and books. Data was collected
using observation, interviews, and documentation techniques. The data analysis
techniques used data reduction, data display, data drawing conclusions or
verification. The data validity techniques used source triangulation and technical
triangulation. The research results showed that the sharia financing procedure
for sharia financing in the agricultural sector at BSI has 6 stages. First, the
application for financing by prospective debtors by completing the financing
requirements set by the bank. Second, the verification process. Third, financing
analysis. Fourth, decision making. Fifth, binding and disbursement of funds.
Sixth, refund by the debtor and monitoring by bank. The risks of sharia financing
risks in the agricultural sector study at PT Bank Syariah Indonesia KCP
Purwodadi Suprapto there are 9 risk identifications, namely financing risk,
market risk, operational risk, legal risk, reputation risk, strategic risk, yield risk,
and investment risk. Mitigation of agricultural sector financing carried out by PT
Bank Syariah Indonesia KCP Purwodadi Suprapto has 3 risk responses. First,
avoid risks by properly analyzing the 5Cs and monitoring. Second, reducing risk
by setting conditions, binding guarantees, prioritizing customers who have 1
business, routine system maintenance, sanctions for violating SOPs, file
verification, and socialization of BSI products. Third, accept risk by transfer
through cooperation with insurance guarantees and restructuring actions.

Keywords : Agricultural Sharia Financing, Financing Risk, Risk Mitigation, Bank
Syariah Indonesia

Ketersediaan

Tidak ada salinan data

Informasi Detail
Judul Seri
-
No. Panggil
2X6.1 NUR a 23
Penerbit
SUKOHARJO : Perbankan Syariah_UIN RM Said.,
Deskripsi Fisik
21 cm, 158 Halaman
Bahasa
Indonesia
ISBN/ISSN
-
Klasifikasi
2X6.1
Tipe Isi
-
Tipe Media
-
Tipe Pembawa
-
Edisi
-
Subjek
Perbankan Syariah
Info Detail Spesifik
-
Pernyataan Tanggungjawab
Versi lain/terkait

Tidak tersedia versi lain

Lampiran Berkas
Komentar
Anda harus masuk sebelum memberikan komentar