SKRIPSI MBS
Pengaruh literasi finansial terhadap keputusan penggunaan produk finansial pada aplikasi pinjaman online oleh mahasiswa di solo rayadengan financial attitude sebagai variabel mediasi
ABSTRACT
The decision to use financial products in online loan applications by students in Solo Raya.
Financial literacy has a significant influence on the decision to use financial products in online
loan applications by students in Solo Raya. Financial attitude This research aims to determine the
influence of financial literacy and financial attitude on decisions to use financial products in online
loan applications by students in Solo Raya with financial attitude variables as mediating variables.
The method used in this research is a quantitative research method. The total respondents used in
this research were 160 Solo Raya students. This research uses PLS Model Evaluation and
Hypothesis Testing with data processing using the SmartPLS application. The findings from this
research show that financial literacy has a significant and influential effect on has a significant
influence on the decision to use financial products in online loan applications by students in Solo
Raya. Financial literacy has a significant influence on the use of financial products in online loan
applications by students in Solo Raya.
Key words: financial literacy, financial literacy, financial attitude, usage decisions
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