SKRIPSI AKS
Karakteristik Dewan Pengawas Syariah (DPS) dan Risiko Kredit Bank Syariah di Indonesia (Studi Kasus pada Bank Syariah di Indonesia Tahun 2015 - 2022)
ABSTRACT
This research aims to determine the influence of the characteristics of the
Sharia Supervisory Board on credit risk in Islamic banks in Indonesia in 2015 –
2022. The population in this research was 12 Islamic banks in Indonesia are
registered in Financial Services Authority. The sample in this research was 9
Islamic banks with 8 years observation.
This research in quantitative research with secondary data. The sampling
technique used in this research is purposive sampling. So that the observed data
amounted to 72 Islamic banks data period 2015 – 2022. The data analysis with
software eviews version 10.
The results of this research indicate that SSB size has a significant positive
effect on credit risk in Islamic banks in Indonesia. However, gender diversity SSB,
education level SSB, economic educational backgraound SSB, and dual Positions
SSB do not have a effect on credit risk in Islamic banks in Indonesia.
Keywords: NPF, SSB size, gender diversity SSB, education level SSB, economic
educational backgraound SSB, and dual Positions SSB
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