SKRIPSI PBS
DAMPAK RESTRUKTURISASI PEMBIAYAAN DAN AGUNAN YANG DIAMBIL ALIH TERHADAP TINGKAT PEMBIAYAAN BERMASALAH DI ERA COVID-19
ABSTRACT
The Covid-19 pandemic has impacted the banking sector, including the increase in problematic
financing. This research aims to show the impact of restructuring financing and foreclosed
collateral (RFFC) on non-performing financing (NPF) levels during the Covid-19 pandemic. This
research uses a quantitative approach. The population of this research is Islamic commercial
banks (ICB). The research sample was taken using a purposive sampling technique, so a research
sample of 6 ICB was obtained in three years, namely 2020-2022. This research uses data analysis
in the form of multiple linear regression analysis using the Eviews application. The research
results show that financing restructuring and RFFC each positively and significantly affect NPF.
This research can be used as reading material related to banking economics and inform banks
that success in implementing policies to minimize problematic financing requires good
cooperation between banks and customers.
Keywords: NPF, financing restructuring, foreclosed collateral, Islamic bank.
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