SKRIPSI PBS
Penilaian Tingkat Kebangkrutan Bank Umum Syariah Dengan Ukuran Perusahaan Sebagai Variabel Moderasi
ABSTRACT
This study analyzes the effect of the Capital Adequacy Ratio (CAR),
Non Performing Financing (NPF), Operating Expenses Operating
Income (BOPO), Debt to Asset Ratio (DAR), and Financing to
Deposit Ratio (FDR) on the possibility of financial difficulties in
Sharia Commercial Banks, with Company Size as a moderation for
the 2020 – 2022 period. The study population included all Sharia
Commercial Banks registered with the Financial Services
Penilaian Tingkat Kebangkrutan Bank Umum Syariah Dengan Ukuran Perusahaan Sebagai Variabel Moderasi Authority. The research sample consisted of nine Islamic
commercial banks, selected using the purposive sampling method.
Data analysis was performed using panel data logistic regression
analysis and magnetic resonance angiography (MRA Moderated
Regression Analysis) using Eviews software version 10. The results
showed that the Capital Adequacy Ratio (CAR) and Debt to Asset
Ratio (DAR) did not have a significant impact on the risk of
possible financial stress. However, Non Performing Financing
(NPF) and Operating Expenses Operating Income (BOPO) have a
significant positive impact on the risk of possible financial stress.
In addition, Company Size moderates the influence of NPF and
BOPO, while the Financing to Deposit Ratio (FDR) does not have
a significant impact on such risks.
Tidak ada salinan data
Tidak tersedia versi lain