SKRIPSI PBS

THE EFFECT OF ALMA RELATIONSHIP IMPLEMENTATION ON SHARIA BANGKING IN INDONESIA

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Abstract

This study aims to determine the effect of ALMA on BUS's financial performance in 2017-2022.
ALMA is an activity to optimize the balance sheet structure of Islamic banks in alternative ways
available to maximize profits while limiting risk to a minimum. The research method used is
quantitative, with multiple linear regression analysis using SPSS program assistance tools, tests
carried out such as regression tests and classical assumption tests with exogenous variables,
namely ALMA and endogenous variables are financial performance. This research takes data
from BUS's annual financial statements, data obtained from the OJK website in the annual
financial statements of Islamic commercial banks for the 2017-2022 period. Sampling using
purposive sampling is based on the criteria of banking companies registered in BUS in 2017-
2022. This study found that ALMA on the CAR and FDR variables had no effect on Financial
Performance on the ROA variable. Meanwhile, NIM affects Financial Performance on the ROA
variable. The results of data processing show that CAR has no effect on ROA with a significant
value of 0.165 and NIM has an effect on ROA with a significant value of 0.022 while FDR has
no effect on ROA with a significant value of 0.135.
Keywords: Asset Liability Management, Financial Perfomance

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Ketersediaan

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Informasi Detail

Judul Seri

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No. Panggil

2X6.1 INT t 24

Penerbit

SUKOHARJO : Perbankan Syariah_UIN RM Said., 2024

Deskripsi Fisik

21 cm, 27 Halaman

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

2X6.1

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

Perbankan Syariah

Info Detail Spesifik

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Pernyataan Tanggungjawab

Intan Amalia Qur'anna

Versi lain/terkait

Lampiran Berkas

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