SKRIPSI PBS
ANALYSIS OF THE EFFECT FINANCIAL RATIOS AS BASIS FOR MEASURING FINANCIAL PERFORMANCE IN BANK SYARIAH INDONESIA
Abstrac: Bank Syariah Indonesia was formed through the consolidation of PT Bank BRIsyariah
Tbk, PT Bank Syariah Mandiri, and PT Bank BNI Syariah. Bank Syariah Indonesia aims to
establish a sharia-compliant bank that will be a source of national pride, stimulate economic
growth, and enhance the well-being of the broader community. The funds originate from the
revenue generated by the profit sharing mechanism. The presence of several rivals and the
prevailing economic uncertainties in Indonesia contribute to the instability observed in the
banking sector. Hence, it is imperative to evaluate the financial performance of Bank Rakyat
Indonesia Syariah by employing ratio analysis to analyze its financial performance. This study
use computations generated from financial statement data. The tests employed include classical
assumption tests, multiple linear analysis research models, and simultaneous tests for
coefficients of determination. The findings indicated a partial impact on the Current Ratio.
Keywords: Liquidity Ratio, Solvency Ratio, Profitability Ratio
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