SKRIPSI PBS
Analisi Faktor-Faktor Yang Mempengaruhi Terhadap Keputusan Penggunaan Aplikasi E-Wallet (Studi LinkAja Syariah)
ABSTRACT
The LinkAja Syariah service is the first and only sharia electronic money in Indonesia
that received a DSN MUI certificate after the issuance of DSN MUI Fatwa
No.116/DSN-MUI/IX/2017 concerning sharia electronic money, as well as a permit to
develop server-based electronic money products from Bank Indonesia . LinkAja
presents Sharia Services which is the first and only Sharia electronic money in
Indonesia to facilitate various types of payments according to Islamic sharia rules. In
its implementation, LinkAja Syariah Sharia Services prioritizes several basic
principles, namely placing funds in collaboration with a number of sharia banks,
applying transaction procedures that comply with sharia rules, and are acceptable at
all LinkAja Syariah merchants.
This type of research is quantitative. Quantitative research is research using data that
can be processed using statistical procedures and can be quantified or measured. This
method uses research instruments, analysis and is quantitative or statistical in nature,
with the aim of testing predetermined hypotheses. The sample used in this research was
100 respondents. Data were processed using SPSS version 23 and analyzed using
multiple linear regression analysis. The results of this research show that convenience,
benefits and security have a significant positive effect so that this research can be
accepted on the decision to use the LinkAja Syariah application.
Keywords: Convenience, Benefits, Security, Decision to Use
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