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Pengaruh Non Performing Financing, Financing to Deposit Ratio, dan Biaya Operasional pada Pendapatan Operasional terhadap Return On Asset Bank Muamalat Indonesia Tahun 2018-2022

ABSTRACT

This research aims to determine the effect of non-performing financing
(NPF), financing to deposit ratio (FDR), and operational income to operating Cots
(BOPO) on Bank Muamalat Indonesia's return on assets (ROA). The data used is
secondary data originating from financial reports that have published Bank
Muamalat Indonesia's quarterly financial reports for 2018–2022 on the internet.
The sampling technique used was purposive sampling. The number of
samples in this research was 20. This research uses quantitative research methods,
and the technical data analysis used is multiple linear regression analysis and
hypothesis testing (t test) using SPSS version 22.
Based on simple linear regression analysis, the regression equation Y = 6,464
+ -2,863 X1 + 4,267 X2 + -4,671 X3 + e. The results of hypothesis testing show
that non-performing financing (NPF) has a negative and significant effect on the
return on assets (ROA) of Bank Muamalat Indonesia, with a calculated t value of -
2,863 and a sig value of 0.011. Financing to Depositor Ratio (FDR) has a positive
and significant effect on the Return on Assets (ROA) of Bank Muamalat Indonesia,
with a calculated t value of 4,267 and a sig value of 0.001. Operational Costs with
Operating Income (BOPO) have a negative and significant effect on Bank
Muamalat Indonesia's Return on Assets (ROA), with a calculated t value of -4,671
and a sig value of 0.000.
Keywords: NPF, FDR, BOPO and ROA.

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Informasi Detail
Judul Seri
-
No. Panggil
2X6.1 MAH p 24
Penerbit
SUKOHARJO : Perbankan Syariah_UIN RM Said.,
Deskripsi Fisik
21 cm, 84 Halaman
Bahasa
Indonesia
ISBN/ISSN
-
Klasifikasi
2X6.1
Tipe Isi
-
Tipe Media
-
Tipe Pembawa
-
Edisi
-
Subjek
Perbankan Syariah
Info Detail Spesifik
-
Pernyataan Tanggungjawab
Versi lain/terkait

Tidak tersedia versi lain

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