SKRIPSI PBS
Pengaruh Manfaat, Kemudahan, Risiko Terhadap Keputusan Menggunakan Syariah Mobile Banking Pada Mahasiswa di Solo Raya
ABSTRACT
This research aims to determine the influence of benefits, convenience, and
risks on the decision to use sharia mobile banking among Solo Raya students. The
data used is primary data originating from questionnaires and secondary data
originating from books, journals, and previous research. The population in the
study were students from three universities in the Solo area, namely UNS, UMS,
and UIN Raden Mas Said.
The sampling technique used is cluster sampling or regional sampling. The
number of samples in this study was 300. This research uses quantitative research
methods, usin questionnaires as data collection materials, which were analyzed
with the help of SPSS software.
Based on Simple Linear Regression Analysis, the regression equation Y =
2,462 + 6,481 X1 + 9,157 X2 + 18,266 X3 + e. The results of hypothesis test shows
that the usefullnes has a positive and significant effect on the decision to use sharia
mobile banking. Ease has a positive and significant effect on the decision to use
sharia mobile banking. Risk has a positive and significant effect on the decision to
use sharia mobile banking.
Keywords : Ease, Usefulness, Risk, Decision.
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