SKRIPSI PBS
PENGARUH INFLASI, PRODUK DOMESTIK BRUTO (PDB), TINGKAT BAGI HASIL, DAN BIAYA PROMOSI TERHADAP DANA PIHAK KETIGA (DPK) PADA PERBANKAN SYARIAH TAHUN 2018-2022
ABSTRACT
This study aims to determine the effect of inflation, gross domestic product
(GDP), profit-sharing levels, and promotional costs on third-party funds (DPK) in
Sharia banking from to 2018-2022. Inflation, gross domestic product (GDP), profit-
sharing levels, and promotional costs are thought to influence Sharia banking
third-party funds (DPK).
This study used time-series secondary data. This type of research is
quantitative in nature. The population in this research is all Sharia banking in
Indonesia, both BUS and UUS, in the form of monthly reports of Sharia banking
statistics for 2018-2022 which are published via the official website of the Financial
Services Authority (OJK) and the quarterly reports of the Central Statistics Agency
(BPS) for 2018-2022. The sample size in this study was 60, with a sampling
technique using saturated samples. The data analysis technique used in this
research is a multiple linear regression analysis with the vector autoregression
(VAR) analysis method. The data analysis tool used in this research uses Eviews 10
software.
Based on the results of the data analysis and discussion (hypothesis
verification), it was concluded that inflation, Gross Domestic Product (GDP),
profit-sharing levels, and promotional costs had an effect on third-party funds.
Inflation has a negative and significant effect on third-party funding. Gross
Domestic Product (GDP) has no effect on third-party funds. The level of profit-
sharing has a positive and significant effect on third-party funds. Promotion costs
had a positive and significant effect on third-party funding.
Keyword: Third-Party Funds, Inflation, GDP, Profit Sharing Level, Promotion
Costs
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