SKRIPSI PBS

Analisis Komparasi Kinerja Keuangan Bank Syariah dengan Bank Non Syariah di Indonesia

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A B S T R A C T

The development of Indonesia's financial system has
shown rapid growth, with Islamic banks increasingly
occupying a significant position in providing financial
services in accordance with Islamic principles. However,
views on the financial performance of Islamic and
conventional banks in Indonesia still vary. Therefore, this
research aims to examine the differences in financial
performance between Islamic and conventional
commercial banks during the period of 2018-2022. In this
study, the purposive sampling method was used to select
samples from eleven conventional and Islamic commercial
banks. Secondary data in the form of financial reports were
obtained from the official website of the Financial Services
Authority (OJK) and the official websites of the banks under
study. The tested research variables include Risk Profile
ratios, Good Corporate Governance (GCG), Earnings, and
Capital. Hypothesis testing was conducted by applying
independent sample t-tests and Mann-Whitney tests for
data analysis. The findings indicate that there is no
significant difference in credit risk and liquidity risk between
the two categories of banking institutions. However, there
is a significant difference in the implementation of GCG and
Return on Assets (ROA) between Islamic and conventional
commercial banks. Overall, the financial performance of
Islamic Commercial Banks demonstrates superiority in
ROA and Capital Adequacy Ratio (CAR), while
Conventional Commercial Banks excel in Good Corporate
Governance (GCG) and Operational Cost to Operating
Income (BOPO).

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Ketersediaan

Tidak ada salinan data

Informasi Detail

Judul Seri

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No. Panggil

2X6.1 YOG a 24

Penerbit

SUKOHARJO : Perbankan Syariah_UIN RM Said., 2024

Deskripsi Fisik

21 cm, 32 Halaman

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

2X6.1

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

Perbankan Syariah

Info Detail Spesifik

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Pernyataan Tanggungjawab

Yogi Kurniawan

Versi lain/terkait

Lampiran Berkas

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