SKRIPSI PBS
Peran Financial Technology (FINTECH) dalam meningkatkan Keuangan Inklusif UMKM di Sukoharjo
ABSTRACT
This research aims to determine that the role of fintech payment can influence the
financial inclusion of micro, small, and medium enterprises (MSMEs) in Sukoharjo
and to understand how its effects manifest simultaneously. The research design
used is quantitative. The subjects of this study are MSME entrepreneurs in
Sukoharjo who have utilized financial technology payments in their business
transactions. This research uses a questionnaire distributed directly as a means of
data collection. The sample size of this study is 100 respondents, analyzed using
SPSS 25. The results of this study indicate that financial literacy and self-efficacy
significantly influence the financial inclusion of MSMEs in Sukoharjo. However,
the decision to use fintech does not affect and is not significant to the financial
inclusion of MSMEs in Sukoharjo. In the F-test, financial literacy, self-efficacy, and
the decision to use fintech simultaneously and significantly influence the financial
inclusion of MSMEs in Sukoharjo.
Keyword: Financial Literacy, Self-Efficacy, Usage Decision, Financial Inclusion
of MSMEs in Sukoharjo.
Tidak ada salinan data
Tidak tersedia versi lain