SKRIPSI PBS
ANALISIS KINERJA KEUANGAN BANK UMUM SYARIAH (BUS) DENGAN PENDEKATAN RGEC (RISK PROFILE, GOOD CORPORATE GOVERNANCE, EARNING AND CAPITAL) PERIODE 2019-2023
ABSTRACT
This study aims to analyze the Financial Performance of Sharia
Commercial Banks using the RGEC method approach (Risk Profile, Good
Corporate Governance, Earnings and Capital) during the period 2019 to 2023.
The data used is Secondary Data from financial reports of Islamic commercial
banks and data collected from the library or journals from previous research.
This research uses a descriptive quantitative approach. The sampling technique
used was purposive sampling with 9 Sharia Commercial Bank samples. Data was
analyzed using RGEC analysis (Risk Profile, Good Corporate Governance,
Earnings and Capital). The research results show that the Financial Performance
of Sharia Commercial Banks for the 2019-2023 period received a composite score
of 86% with a rating of 2 on the "Very Healthy" criteria. Judging from the Risk
profile with a Very Healthy rating, Good Corporate Governance with a Healthy
rating, Earning with a Healthy rating, Capital with a Very Healthy rating.
Keywords: Financial Performance of Sharia Commercial Banks and RGEC (Risk
Profile, Good Corporate Governance, Earnings and Capital).
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