SKRIPSI PBS
Faktor Pengaruh Niat Penggunaan QRIS Sebagai Alat Pembayaran Zakat, Infaq, dan Sedekah Pada Generasi Z di Soloraya
ABSTRACT
This study aims to determine a factor influencing the intention to use
QRIS, especially in Islamic finance, namely Zakat, Infaq, and Sadaqah using the
Technology Acceptance Model 3 theory in Generation Z in Soloraya. The
research method used is quantitative method of primary data using questionnaires
as data collection material and then analyzed using SEM-PLS software. The
population used is generation Z who lives in Soloraya. The sample used was 140
respondents with purposive sampling technique with Non-Probability Sampling
method. The results prove that computer anxiety has a negative and insignificant
effect on intention, perceived usefulness, Islamic financial literacy has a positive
and insignificant effect on intention. While computer anxiety and computer self-
efficacy have a significant positive effect on perceived ease of use, and computer
self-efficacy and perceived risk has a significant positive effect on intention.
However, perceived ease of use cannot mediate the relationship between
computer anxiety and computer self-efficacy on an intention to use QRIS as a ZIS
payment tool.
Keywords : Computer Anxiety, Computer Self-efficacy, Perceived Usefulness,
Perceived Ease of Use, Perceived Risk, Islamic Financial Literacy, Behavioral
Intention to Use, QRIS ZIS
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