SKRIPSI PBS

THE INFLUENCE OF THEORY OF PLANNED BEHAVIOR ADOPTION ON FARMER'S INTENTION TO USE MUDHARABAH CONTRACT AS AN ISLAMIC BANKING PRODUCT

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Abstract: The contract used in Islamic banking products is called Mudharabah contract. Consumers
act as capital owners (shaibul maal) in the Mudharabah contract,while the bank acts as the
mudharib (manager). Risks are shared by both parties, and profits are distributed according to the
initial agreement. This research examines four variables: attitude, subjective norm, perceived
behavioral control, and intention to understand the intention and behavior of farmers in utilizing
Mudharabah contract as an Islamic banking product. This study uses primary data, and the
population of this research is farmers who want to use Mudharabah contract as an Islamic banking
product. The research sample consists of 233 people who answered the questionnaire. SmartPLS
software is used to analyze the TPB measurement model using Structural Equation Modeling (SEM).
Based on this research, it was found that attitude, subjective norm, and perceived behavioral control
have a significant influence on farmers' intention, but the subjective norm variable does not affect it.
This is due to farmers' lack of knowledge about Islamic banking and the insufficient dissemination of
understanding about Islamic banking to the public. This conclusion can be reached because the
opinions of others have not been very effective in changing farmers' sentiments toward Mudharabah
contracts, whether they like it or not. Farmers using Mudharabah contracts as a form of Islamic
banking should consider their own desires and perspectives when developing subjective standards
for this type of banking product.

Ivena Defira Selly Aryanti: The Influence of Theory ... [202]

Keywords: theory of planned behavior, farmer”s intention, mudharabah contract, islamic banking

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Informasi Detail

Judul Seri

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No. Panggil

2X6.1 IVE t

Penerbit

SUKOHARJO : Perbankan Syariah_UIN RM Said., 2024

Deskripsi Fisik

21 cm, 30 Halaman

Bahasa

Indonesia

ISBN/ISSN

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Klasifikasi

2X6.1

Tipe Isi

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Tipe Media

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Tipe Pembawa

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Edisi

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Subjek

Perbankan Syariah

Info Detail Spesifik

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Pernyataan Tanggungjawab

IVENA DEFIRA SELLY ARYANTI

Versi lain/terkait

Lampiran Berkas

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